Claims Training Resources

Niche - Product Fact Sheet

Other client facing materials are available on the Business Box


Solid Fuel Appliance Questionnaire
Homeowner’s Application
Rented Dwelling Questionnaire
Vacancy Questionnaire
Shared Accommodations Questionnaire
Seasonal Dwelling Questionnaire
COPE Application
Roofer’s Application


Customers with business activities that fall outside of standard insurance offerings, or have an unusual property risk, may have a difficult time getting the coverage they need.

We can help by offering your customers a basic insurance solution when other market options have been exhausted.

In particular, we specialize in property focused risks with deficiencies in C.O.P.E. (construction, occupancy, protection and/or exposure), loss experience or class of business.

Examples of classes we cover include:

  • Vacant homes and buildings of all kinds
  • Rented and owner occupied dwellings
  • Student housing
  • Distressed personal or commercial property
  • Building owners with high hazard tenants
  • Bars/Taverns/Banquet Halls - property only
  • Remote and unprotected risks
  • Difficult to insure locations from a schedule of properties



Our Specialty Casualty Team actively targets CGL for Heat Application (Hot Tar) Roofing Contractors in Ontario and Atlantic regions.

We are not an all-purpose market for:

  • Difficult to place liability, except as noted above, however we offer OL&T or CGL for standard liability risks to complement the distressed property
  • Mortgagees in possession or mortgage impairment
  • Jeweller’s or furrier’s block
  • Automobile risks

Advantages of dealing with Intact Insurance:

  • No extra policy fees or inspection fees
  • We offer 17% commission, and are accessible by any Intact broker
  • Direct billing options are available


To contact Specialty Solutions, call 1 855 475 7878